This is a bit of a misnomer, as there are no truly affordable houses in Victoria these days. Less expensive properties are typically found in the Western Communities, in areas like Colwood, Langford, and especially in Sooke or the Malahat region, but any savings realized there on housing is often offset by the high cost of commuting into the core from those areas. In fact, based on BCAA stats, the cost of commuting, with a small vehicle, from the Westshore into the core, to and from work, five days a week, is about $1000.00 per month, all things considered. That's enough to service about $150,000 worth of debt, slightly more than difference in the price of housing from core to west. If you work in Langford, or in the surrounding area, or if you do not have a daily commute at all, buying your home in the Western Communities makes a lot more sense.