This is a bit of a misnomer as there are no truly affordable houses in Victoria these days. Less expensive properties are typically found in the Western Communities in areas like Colwood, Langford, and especially in Sooke or the Malahat region, but any savings realized there on housing cost is often offset by the high cost of commuting into the core from those areas. In fact, based on BCAA stats the cost of commuting with a small vehicle from the Westshore into the core to and from work five days a week is about $1000.00 per month, all things considered. That's enough to service about $150,000 worth of debt, slightly more than difference in the housing price core to west. If you work in Langford or in the surrounding area, or if you do not have a daily commute, buying your home there makes a lot more sense.